If you are being contacted by a debt collection agency for an unpaid debt, it is very important that you are aware of your rights regarding debt collection. Third party debt collectors are required to abide by specific State and Federal laws. These laws were designed to help protect consumers from inappropriate debt collection activity.
The two primary Federal laws that protect consumers from unethical debt collection tactics is the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). It would be wise to familiarize yourself with these laws and report any violations to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov).
Also, if you are able to prove in court that a debt collector violated the FDCPA, you are entitled to up to $1,000.00 in statutory damages, payment for any actual damages including emotional distress, and payment of your attorney’s fees and costs.
List of debt collection agencies:
- Allied Interstate, Inc
- Account Solutions Group, LLC
- Allied Data Corporation
- Asset Acceptance, LLC
- Associated Recovery Systems, Inc
- Apothaker & Associates, PC
- ACA Recovery, Inc
- AIS Services, LLC
- Alexander Wright & Associates
- Associated Credit Services, Inc
- AFNI Anderson Financial Network, Inc
- Accounts Receivable Management, Inc
- Arrow Financial Services, LLC
- Allied Trustee Services, Inc
- Academy Collection Service, Inc
- Arthur B Adler & Associates
- Alegis Group, LP
- Allianceone Receivables Management, Inc
- American Recovery Service, Inc
- AMO Recoveries, Inc
- ARS National Services, Inc
- A & S Collection Associates, Inc
- Bay Area Credit Service, LLC
- Bass & Associates, PC
- Borack and Associates, PA
- Bennet & Deloney, PC
- Blatt, Hasenmiller, Leibsker & Moore, LLC
- Blitt & Gaines, PC
- Bonded Collection Corporation
- Richard J. Boudreau & Associates, LLC
- Bronson & Migliaccio, LLP
- CACH, LLC
- Cash Today, Ltd
- Cohen and Slamowitz, LLP
- Cavalry Portfolio Services LLC
- Capital Recovery Associates, Inc
- Crown Asset Management, LLC
- Chase Receivables
- CBE Group, Inc
- Client Services, Inc
- Coldata, Inc
- Collectcorp Corporation
- Dominion Law Associates
- Douglas R. Burgess Law Offices, LLC
- Diversified Adjustment Services, Inc
- Encore Receivable Management, Inc
- Ellis Crosby & Associates, Inc
- EAF Equable Ascent Financial, LLC
- First National Collection Bureau, Inc
- Focus Receivable Management, LLC
- Frederick J. Hanna and Associates, PC
- First Performance Recovery Corp
- FAMS Financial Asset Management Systems, Inc
- FBCS Federal Bond and Collection Service, Inc
- Graham Beagle & Associates, Inc
- Geneva Roth Ventures, Inc
- Genesee Valley Associates, Inc
- Graham, Noble & Associates, LLC
- GC Services, LP
- Gerald E. Moore & Associates, PC
- Howard Lee Schiff, PC
- Hosto, Buchan, Prater & Lawrence, PLLC
- Hayt, Hayt & Landau, LLP
- Harvard Collection Services, Inc
- IDT Carmel
- Island National Group
- J. A. Cambece Law Office, PC
- Jackson Phillips and Associates
- JMC Joseph, Mann & Creed
- Javitch, Block and Rathbone, LLP
- KCA Financial Services, Inc
- Kramer & Frank, PC
- Law Offices of Forster & Garbus
- Law Office of John P. Frye, PC
- Law Office of Mitchell N. Kay, PC
- Law Office of Thomas K. Bamford
- Legal Mediation Practice
- Leading Edge Recovery Solutions, LLC
- LVNV Funding, LLC
- Midland Credit Management, Inc
- Morgan & Pottinger, PSC
- Mann Bracken, LLC
- McCarthy, Burgess & Wolff
- Marcadis & Associates, PA
- Malcolm S. Gerald & Associates, Inc
- Midland Funding, LLC
- MediCredit, Inc
- Northstar Location Services, LLC
- National Processing Division
- Nelson, Watson & Associates, LLC
- NCA National Credit Adjusters, LLC
- Nationwide Recovery Systems, Ltd
- NES National Enterprise Systems, Inc
- NCO Financial Systems, Inc
- Northland Group, Inc
- National Action Financial Services, Inc
- OSI Collection Services, Inc
- Ozark Capital Corporation
- Palisades Collection, LLC
- Pre-Litigation Services, Inc
- Providence Dane, LLC
- Platinum Capital Investments
- Portfolio Recovery Associates, Inc
- Pinnacle Financial Group, Inc
- Professional Recovery Services, Inc
- Phillips & Cohen Associates, Ltd
- Pentagroup Financial, LLC
- Professional Credit Management, Inc
- Precision Recovery Analytics International, Inc
- Rannefeld & Associates
- Resurgent Capital Services, LP
- RCM Rancho Credit Management
- Redline Recovery Services, LLC
- Rubin & Rothman, LLC
- Riverview Asset Management Service, Inc
- Regional Adjustment Bureau, Inc
- RJM Acquisitions, LLC
- Riscuity, Inc
- Suttell & Associates, PS
- Smith Haynes & Watson, LLC
- The Sagres Company, Inc
- Simm Associates, Inc
- Universal Fidelity, LP
- United Legal Processing
- Unifund CCR Partners
- United Collection Bureau, Inc
- United Recovery Systems, LP
- Vandenberg, Chase & Associates, LLC
- Vital Recovery Services, Inc
- Valentine & Kebartas, Inc
- Vincent P. Cignarale, LLC
- Wolpoff & Abramson, LLP
- World Financial Network National Bank
- Weltman, Weinberg & Reis Co, LPA
- Zwicker & Associates, PC
- Zenith Acquisition Corp